Document and financial-decision tools

These tools organize facts you enter. They do not determine legal validity, court eligibility, deadlines, debt strategy or financial suitability.

Before-you-sign checklist

Names and legal parties are clear. Product/service scope is complete. Up-front, recurring and possible additional costs are identified. Duration, renewal and cancellation terms are located. Guarantees, security, waivers or releases have been identified. Missing schedules/attachments and blank spaces have been resolved.

Stated commitment calculator

Up-front amount

Recurring amount

Number of periods

Other stated fees

Two-option stated-cost comparison

Option A up-front

Option B up-front

A recurring amount

B recurring amount

A periods

B periods

Dispute record checklist

Signed agreement / order / invoice saved. Timeline of relevant dates prepared. Payments and losses documented. Messages, case numbers and promises preserved. Requested resolution stated clearly. Current regulator/court/complaint route verified.

Life Decisions: Legal & Financial Basics

Plain-language decision education for contracts, disputes, legal roles, debt choices, records and major life transitions.

© 2026 Life Decisions: Legal & Financial Basics. General educational information only—not individualized legal, financial, tax, debt, estate-planning or court advice. Laws, procedures, deadlines and financial-product rules vary by jurisdiction.